If you’re one of the 7.7 million on the SAVE plan, you should be aware that it’s ending. Recent changes from the new bill may feel discouraging, but taking steps now helps protect your credit, finances, and emotional well-being. Before diving into the action steps, let’s clarify what the SAVE Plan actually is. The SAVE Plan (Saving on a Valuable …
On Campus vs. Off Campus: How Your Housing Choice Impacts FAFSA
Choosing to live on or off campus is more than just a lifestyle decision; it can also impact your financial aid. Many students rely on the Free Application for Federal Student Aid (FAFSA) to determine their eligibility for loans, grants, and work-study programs. However, few realize that it also factors in your living arrangement while at school. Whether you stay …
Big News for Borrowers: FAFSA Opens Early for 2026-27
The U.S. Department of Education has made a major move to help college-bound students and their families: the 2026-27 Free Application for Federal Student Aid (FAFSA) is open earlier this year, starting with a beta test for select users and a phased rollout for everyone. This means you might be able to get a head start on securing crucial college …
How the “Big Beautiful Bill” Will Affect Your Student Loans
Change is coming to federal student loans, and whether you’re a current borrower, planning for college, or helping your kids pay for school, the “Big Beautiful Bill” is about to reshape the rules. Here’s what’s changing, what isn’t, and how you can plan ahead to protect your financial future. 🚦 Big Dates to Remember July 2026: New rules for borrowing …
Federal Loan Interest Rates Are Lower – But Are They the Right Choice for You?
Good news: starting July 1st the interest rate for Federal Loans is lower than the borrowing rate for Academic Year 2024-25. This year, students will be charged 6.39% and parents will pay 8.94% for Federal Direct and Federal Direct Plus Loans respectively. The Origination Fees are unchanged for each: 1.057% for Direct Loans and 4.228% for Plus Loans. Students and …
What’s the Fuss about 529s?
Headlines abound about the value of college. So, what about saving for college? Why bother saving if there is question about the value of college to start? And what about the argument that saving for college will kill my kid’s chance of getting financial aid? First, that last argument is no argument at all. It is nothing more than a …
Two Financial Hacks to Wring Long- and Short-Term Risk out of Paying for College
College is expensive. Parents would feel better about investing for their child’s education if they could mitigate some of the future financial risks. Two of the most concerning risks: run-away inflation and fear of a student unexpectedly leaving college. But these fears can be alleviated or even eliminated! How? Prepaid college savings plans can help control future run-away inflation costs. …
Five Things to Consider When Paying the College Bill
Paying for college can be daunting for any family or student, but with the right strategies, planning, and information, you can make it more manageable. Here are five essential things to consider when planning to pay for college: Knowing the Cost in Advance Understanding the true cost of college is the first step in financial planning primarily because it can …
Federal Student Loan Rates Are Soaring – Here’s What To Do
Paying for college has always been a challenge but this year may be the worst ever. To top off a difficult financial aid season, interest rates on Federal Direct Loans for students and parents are set to increase, a lot. This article will tell you why the interest rates are going up, offer some strategies to borrow at the least …
Five Key Qs & As About Finding College Scholarships
College can be expensive. Discovering ways to decrease the cost by finding free money could make the difference between graduating with mountains of debt or not. In this blog post, we will answer five key questions about grants and scholarships. What is the difference between a grant and a scholarship? These terms are often used interchangeably to note an award …
- Page 1 of 2
- 1
- 2