Consider the tried-and-true axiom for the lottery: “You need to be in it to win it”. Well, when it comes to applying for federal financial aid, nearly two million high school students annually are deciding not to play the game whatsoever, a decision that is costing almost half of them the chance for some much-needed assistance in the form of …
Help Me Understand Financial Aid
Paying for college can be overwhelming. Knowing the options and identifying sources of money for your family to pay the college bill is half the battle and there’s no time like the new year to get a handle on the details, especially with financial aid season on the horizon. For most families, the options to pay for college boil down …
Saving for Higher Education is Better than Borrowing
There is no magic, one-size fits all way to pay for college. The trick is finding what works best for your family. Most families use a combination of savings, financial aid, and current income to pay the college bill. Current income is helpful to reduce total college borrowing but is often limited because there are so many other needs for …
What to Expect as an Incoming College Freshman
The world of higher education is full of new and exciting experiences. As high school seniors transition to college freshmen, they are faced with academic, lifestyle, and social changes. It’s important to be informed and prepared so you can set your entire college career up for success. Let’s look at what to expect during your freshman year at college. Academic …
How to Fill a Larger College Tuition Gap: Clarify Your Options
Student loans can make your academic dreams attainable. Unfortunately, the financial aid letter can come short of affording your top-choice school. Know the details regarding all of your financial options to avoid borrowing heavily. Having a secure cosigner is a great way to potentially lower your loan interest rate and therefore your overall loan payments. Before we dive into the …
5 Things You Need To Know Before a College Visit
Visiting a college campus is a very important part of the college decision process. Here are 5 tips to help you prepare for a college visitation.
Summer Plans for Undergrads
Summer break can offer college students a unique opportunity to work, travel, and explore different career paths before having to make any formal career decisions. Students should take advantage of full summer vacations now because after graduation they become a thing of the past! Here’s how to use this summer wisely: Internship Summer internships are a great way to try …
Introduction to Scholarships
They say that nothing is ever truly free, but with a little bit of work, you might be able to get yourself some free money for college. College scholarships are an underrated source of paying for college that many people forget about when it comes time to pay the bill. Independent college scholarships can be used to fill the gap …
Student Loan Basics: Choosing between Undergraduate Federal and Private Student Loan Programs
Picking a student loan that meets your needs requires an understanding of some basic concepts. Student Loan Basics empowers you with information to make informed choices to borrow for college. This article explains the difference between undergraduate federal and private loans. Federal vs private student loans The fundamental difference is the lender. The federal government, specifically, the U. S. Department …
Tips for High School Juniors and Seniors Navigating COVID-19
The Coronavirus pandemic has impacted our lives on many levels including funding higher education. Let’s look at current and potential changes that may impact the way students navigate applying, entering and paying for college. High School Juniors In the old pre-Coronavirus world, high school juniors would be entering a period of increasing anxiety and anticipation as they sit for exams, …