Debt Relief Scams 101: How Student Borrowers Can Outsmart Fake Offers

Wooden blocks with words 'Student Loan Scams'.

Earning a college degree is a smart investment but managing loan repayment after graduation requires careful attention. With so many legitimate refinancing and repayment options, it’s easy to get confused, and scammers take advantage of that. The good news is that spotting fake ‘debt relief’ or ‘forgiveness’ offers is easier than you might think. Knowing what to look for can …

4 Myths About Private Student Loan Cosigners

Student loans with cosigner application form and pen.

Many students pay for college by using a mix of savings, scholarships, and loans. With private student loans, borrowers may need a cosigner, someone who can help them qualify and possibly get better loan terms. Rather than being risky, cosigning can be a smart way to support a student’s goals and help them start building credit. What a Cosigner Really …